Preferential education loans
27.09.2024
This educational loan will be allocated only to students and pupils who are studying in the form of full-time education to study in higher and professional educational organizations starting from the 2024/2025 academic year.
Credit conditions:
• annual rate – 13.5% (in MB base rate)*;
• amount - in the amount of an annual contract based on a contract at a higher education institution**;
• term - starting from the seventh month after graduation, for a period of 7 years.
❗️Women students will be exempted from paying interest on education loans!***
What documents are required to get a loan?
• identity document;
• a copy of the contract concluded with the higher education institution;
• supply documents.
✅ Applications for issuing an educational loan can be submitted at bank offices and through the portal Talim-kredit.mf.uz (http://talim-kredit.mf.uz/).
* If the central bank's prime rate decreases, the preferential education loan interest rate will also decrease, if the prime rate is increased, the loan rate will not increase.
** In the amount of the payment-contract amount for the first-year students, for second-year students and above, if the average indicator of mastering subjects is lower than "3", by the maximum of the payment-contract amount 80 percent is set to be allocated.
*** Interest payments on education loans for women are paid to commercial banks by the Education Loan Financing Fund.